Financial Profile

Trend Analysis

Balance Sheet (000s)

  12/31/15 12/31/14 12/31/13 12/31/12 12/31/11 12/31/10
Total Gross Loans $1,857,570  $1,309,322 $812,009 $731,773 $600,583 $421,270
Loan Loss Reserve 18,149  16,630 17,307 15,891 14,403 10,546
Total Assets 2,380,438  1,723,294 1,119,934 944,733 854,952 636,821
Total Deposits 2,024,367  1,452,194 935,477 746,167 674,107 472,738
Total Other Borrowings 58,638  56,297 42,733 54,720 46,892 62,135
Total Equity 282,564  201,115 131,462 126,709 118,048 94,942

 

Income Statement (000s)

  12/31/15 12/31/14 12/31/13 12/31/12 12/31/11 12/31/10
Net Interest Income $85,448 $55,208 $36,144 $35,579 $29,880 $22,540
Provision for Loan Losses 1,693  (1,050) 2,444 4,378 12,263 4,978
Noninterest Income 7,304  4,720 5,311 6,501 21,999 4,035
Noninterest Expense 51,538  41,363 24,404 23,154 23,685 16,129
Net Income Before Taxes 39,521  19,615 14,607 14,548 15,931 5,468
Provision for Taxes 14,362  6,833 5,290 5,466 4,387 1,948
Net Income 25,159  12,782 $9,317 $9,082 $11,544 $3,520

 

Regulatory Capital Ratios

  12/31/15 12/31/14  12/31/13 12/31/12 12/31/11 12/31/10
Tier 1 Leverage Ratio 10.00%  10.97% 11.94% 12.84% 13.44% 15.45%
Tier 1 Risk-Based Ratio 11.00%  13.03% 15.26% 16.15% 17.40% 20.83%
Total Risk-Based Ratio 11.86%  14.21% 16.52% 17.41% 18.66% 22.10%

 

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