Credit Cards

 

 

Consumer Credit Cards

Credit Card Design 1 Credit Card Design 2 Credit Card Design 3

 

Stonegate Bank is pleased to offer a variety of credit cards designed with the features, benefits, and rewards to meet the unique needs of our clients.  Choose from three consumer products that offer enhanced benefits including shopping protections, extended warranty coverage, identity theft protection, airport concierge services, travel accident insurance, and rich rewards.  Our World MasterCard® and World Elite MasterCard® programs offer premium benefits including comprehensive concierge services, travel advisors, golf privileges, and much more, providing exceptional services and peace of mind wherever you are.  MasterCard makes it easy and convenient to earn rewards, and you can enjoy unsurpassed acceptance and worldwide emergency travel assistance.

 

Limited Time Offer!

Stonegate Bank is offering a commemorative, limited edition World MasterCard or World Elite MasterCard.  The artwork for this card was produced by celebrated Cuban artist Michel Mirabal.  Mr. Mirabal's artwork symbolizes the historic shift in relations between the two countries.  Only 1,000 of these cards will be produced.  Please indicate your preference of World or World Elite on the application when you apply.

 

If you are interested in using your credit card in Cuba, please read the "Traveling to Cuba?" section below.  Credit cards will only be issued to U.S. Citizens or Permanent Resident Aliens of the United States of America.

 

                   Credit Card Design 4           Credit Card Design 5

 

Why select a consumer credit card from Stonegate Bank?

  • First bank to issue MasterCard credit cards for use in Cuba.
  • Limited edition commemorative Cuban artwork card offered to World and World Elite cardholders.
  • Introductory offer of 0% interest for first twelve months for World and World Elite cardholders.
  • Generous benefits and added insurance coverage for travel accidents and baggage delay.
  • We care about security.  Your credit cards will be issued with EMV chip technology to help prevent identity theft and fraud, and will require a PIN number at point of sale locations, much like a debit card.  You may also register to use MasterCard SecureCode™ for your online purchases with participating merchants, which will prompt for a private code at checkout for peace of mind shopping.
  • Foreign currency exchange fees waived for all World Elite cardholders (and if you’re a frequent traveler to Europe, you’ll already be prepared with your PIN number!).
  • Connectivity with the latest versions of Quicken® and QuickBooks® using Web Connect.
  • Mobile payments – coming soon!
  • The bank you know and trust is now the direct issuer of credit cards and can provide you with exceptional service for all of your credit card needs.

Review the card offers below and select the one that’s right for you!

To apply, simply select “Consumer” in the red Online Applications box above.

 

Stonegate Bank Platinum MasterCard

 

PROGRAM DETAILS* PROGRAM BENEFITS
  • No Annual Spend Requirement
  • No Annual Fee
  • Annual Percentage Rate (APR)  – 13.50%
  • Balance Transfer Fee - 3%, with a minimum fee of $5
  • Balance Transfer Rate – 3.50% for first six billing cycles
  • Cash Advance Fee – 5%, with a minimum fee of $10
  • Cash Advance APR – 15.50%
  • Foreign Transaction Fee – 3% of US dollar amount
  • Minimum Payment - $25 or 5%, whichever is greater
  • Rewards: $1 spent on purchases = 1 point
  • MasterCard ID Theft Protection™
  • Extended Warranty (12 months)
  • Price Protection (60 days)
  • Zero Liability Protection
  • Emergency Card Replacement
  • Emergency Cash Advance
  • Lost/Stolen Card Reporting
  • Priceless® Cities Experiences & Offers
  • Access to Online Booking
  • Access to Airport Concierge
  • Travel Accident Insurance and Baggage Delay
  • MasterCard SecureCode™

*Terms and Conditions

 

Stonegate Bank World MasterCard

 

PROGRAM DETAILS* PROGRAM BENEFITS
  • Annual Spend Requirement - $10,000
  • No Annual Fee
  • Annual Percentage Rate (APR) – 13.50%
  • Introductory Offer – 0% interest first twelve months
  • Balance Transfer Fee – 3%, with a minimum fee of $5
  • Balance Transfer Rate – 3.50% for first six billing cycles
  • Cash Advance Fee – 5%, with a minimum fee of $10
  • Cash Advance APR – 15.50%
  • Foreign Transaction Fee – 3% of US dollar amount
  • Minimum Payment - $25 or 5%, whichever is greater
  • Rewards: $1 spent on purchases = 1.25 points
  • MasterCard ID Theft Protection™
  • Extended Warranty (24 months)
  • Price Protection (120 days)
  • Zero Liability Protection
  • Emergency Card Replacement
  • Emergency Cash Advance
  • Lost/Stolen Card Reporting
  • Priceless® Cities Experiences & Offers
  • Access to Online Booking
  • Access to Airport Concierge
  • Travel Accident Insurance and Baggage Delay
  • Access to Concierge
  • Access to Golf Privileges
  • Personal Travel Advisor
  • Luxury Hotel & Resort Program
  • MasterCard SecureCode™

*Terms and Conditions

 

Stonegate Bank World Elite MasterCard

 

PROGRAM DETAILS* PROGRAM BENEFITS
  • Annual Spend Requirement - $40,000
  • $35 Annual Fee
  • Annual Percentage Rate (APR) – 14.50%
  • Introductory Offer – 0% interest first twelve months
  • Balance Transfer Fee – 3%, with a minimum fee of $5
  • Balance Transfer Rate – 3.50% for first six billing cycles
  • Cash Advance Fee – 5%, with a minimum fee of $10
  • Cash Advance APR – 15.50%
  • No Foreign Transaction Fees
  • Minimum Payment - $25 or 5%, whichever is greater
  • Rewards: $1 spent on purchases = 1.5 points
  • MasterCard ID Theft Protection™
  • Extended Warranty (24 months)
  • Price Protection (120 days)
  • Zero Liability Protection
  • Emergency Card Replacement
  • Emergency Cash Advance
  • Lost/Stolen Card Reporting
  • Priceless® Cities Experiences & Offers
  • Access to Online Booking
  • Access to Airport Concierge
  • Travel Accident Insurance and Baggage Delay
  • Access to Concierge
  • Access to Golf Privileges
  • Personal Travel Advisor
  • Luxury Hotel & Resort Program
  • Cruise Program
  • Tours & Vacations Program
  • Car Program:  Rental & Chauffeur
  • Air Travel Program
  • Private Jet Program
  • Airport Parking Discount
  • Trip Cancellation/Trip Interruption
  • Foreign Transaction Fee Waiver
  • MasterCard SecureCode™

*Terms and Conditions

 

Consumer Card Program Comparison 

Consumer Card Benefits Comparison

Consumer Terms & Conditions

Consumer Cardholder Agreement

Stonegate Bank Platinum MasterCard Guide to Benefits

Stonegate Bank World MasterCard Guide to Benefits

Stonegate Bank World Elite MasterCard Guide to Benefits

Consumer Cardholder Application

Consumer Cardholder Application with Compliance Certification for Card Usage in Cuba

Supplemental Authorized User Form

Consumer Credit Card Maintenance Form

Compliance Certification For Card Usage in Cuba (separate forms must be completed by primary cardholder and all secondary cardholders, if applicable)

 

TRAVELING TO CUBA?

Your Stonegate Bank credit card can be used at point of sale terminals at any of Cuba’s 10,000 hotels, restaurants, and other card-accepting merchants.  Before visiting, however, you will need to sign a document certifying that you are traveling under one of the 12 categories authorized by U.S. regulations, including religious and professional purposes.  Please indicate your intent to use your card in Cuba on your application and then complete the appropriate compliance certification below and return to any Stonegate Bank location, mail to:  Stonegate Bank, ATTN:  Cuba Banking Manager, 3021 Airport Pulling Road, Naples, FL 34105, or fax to (239)449-4383.  All addtional authorized users on your credit card account must also complete a compliance certification form.  Credit cards will only be issued to U.S. Citizens or Permanent Resident Aliens of the United States of America.

 

If you have any questions regarding this process, please send an email to CubaInfo@stonegatebank.com.  When sending an email to us at this address, please do not attach your completed certification form or include personal and confidential information as this is an unsecured form of communication.

Compliance Certification For Individual

 

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Commercial Credit Cards

                   Credit Card Design 6            Credit Card Design 7

Stonegate's commercial cards provide businesses with better financial control over expenses and access to tools that will help manage your business more effectively.  Important benefits are automatically provided with these cards including insurance for rental vehicles, emergency travel assistance, travel accident insurance, and unique savings opportunities with MasterCard Easy Savings®.  The Stonegate Bank Business Card helps streamline expense management and control employee spending, with the added benefits of purchase assurance and extended warranty.  Business Cards are automatically enrolled in the MasterCard Rewards program.  Businesses that have reduced the number of invoices and check payments they process by using Purchasing Cards have found tremendous operational efficiencies and reduced costs associated with the authorizing, tracking, purchasing, and reconciliation of business purchases.  They are able to streamline payments to suppliers, negotiate lower pricing by offering early payment, and gain a new level of control by utilizing the cost allocation, enhanced reporting and data integration of the Purchasing Card and Smart Data programs.  Stonegate's Purchasing Card pays rebates monthly - the more you spend the higher your rebate!    

 

Why select a commercial credit card from Stonegate Bank?

  • First bank to issue MasterCard credit cards for use in Cuba.
  • Introductory offer of 0% interest for first six months.
  • Administrative control to manage your card limits and restrict card usage according to employee needs.
  • Automatic rebate program pays cash back for purchases made at participating merchants through MasterCard Easy Savings®.
  • Generous benefits and added insurance coverage for travel accidents and baggage delay.
  • Free access to MasterCard's Smart Data platform for eligible companies.
  • We care about security.  Your credit cards will be issued with EMV chip technology to help prevent identity theft and fraud, and will require a PIN number at point of sale locations, much like a debit card.  You may also register to use MasterCard SecureCode™ for your online purchases with participating merchants, which will prompt for a private code at checkout for peace of mind shopping.
  • Connectivity with the latest versions of Quicken® and QuickBooks® using Web Connect.
  • Mobile payments – coming soon!
  • The bank you know and trust is now the direct issuer of credit cards and can provide you with exceptional service for all of your credit card needs.

Review the card offers below and select the one that's right for your business!

 

Stonegate Bank Business Card

 

PROGRAM DETAILS* PROGRAM BENEFITS
  • No Annual Fee
  • Annual Percentage Rate (APR) - 13.50%
  • Introductory Offer – 0% interest first six months
  • Balance Transfer Fee – 3%, with a minimum fee of $5
  • Balance Transfer Rate – 3.50% for first six billing cycles
  • Cash Advance Fee – 5%, with a minimum fee of $10
  • Cash Advance APR – 15.50%
  • Foreign Transaction Fee - 3% of US dollar amount
  • Minimum Payment - $25 or 5%, whichever is greater
  • Rewards: $1 spent on purchases = 1 point
  • MasterCard ID Theft Protection™
  • Zero Liability Protection (certain restrictions apply)
  • Master Coverage - liability protection program
  • MasterRental Insurance
  • Purchase Assurance
  • Extended Warranty (12 months)
  • MasterAssist Services
  • VAT Reclaim Service
  • MasterCard Global Service
  • Travel Accident Insurance and Baggage Delay
  • MasterCard SecureCode™
  • MasterCard Easy Savings®
  • Smart Data - generally requires 15+ cards and monthly spend greater than $10,000

 

*Terms and Conditions

 

Stonegate Bank Purchasing Card

 

PROGRAM DETAILS* PROGRAM BENEFITS
  • $150 Annual Fee (not per card)
  • Annual Percentage Rate (APR) - 12.50%
  • Introductory Offer – 0% interest first six months
  • Balance Transfer Fee – 3%, with a minimum fee of $5
  • Balance Transfer Rate – 3.50% for first six billing cycles
  • Cash Advance Fee – 5%, with a minimum fee of $10
  • Cash Advance APR – 15.50%
  • Foreign Transaction Fee - 3% of US dollar amount
  • Minimum Payment - $25 or 5%, whichever is greater
  • Tiered Cash Back Rewards based on monthly purchases - up to 1.4 point per dollar
  • Zero Liability Protection (certain restrictions apply)
  • Master Coverage - liability protection program
  • MasterRental Insurance
  • MasterAssist Services
  • VAT Reclaim Service
  • MasterCard Global Service
  • Travel Accident Insurance and Baggage Delay
  • MasterCard SecureCode™
  • MasterCard Easy Savings®
  • Smart Data - expense report management, cost allocation, enhanced reporting, data integration

 

*Terms and Conditions

 

PURCHASING CARD REBATES

Monthly Spend

 

Cash Back Reward

 

          Up to $19,999.99

          $20,000 to $49,999.99

          $50,000 to $99,999.99

          $100,000 to $149,999.99

          $150,000 to $199,999.99

          $200,000 to $299,999.99

          $300,000 and Over

 

             0.00%

             0.50%

             0.75%

             1.00%

             1.20%

             1.30%

             1.40%

 

Commercial Card Program Comparison

Commercial Card Benefits Comparison

Commercial Terms & Conditions

Commercial Cardholder Agreement

Commercial Guide to Benefits

Commercial Cardholder Application

Authorized Users Add, Change, Delete Form

Multiple Guarantor/Principal Officer Form

Non Profit Business Application

Corporate Resolution for Businesses

Corporate Resolution for Associations

Commercial Credit Card Maintenance Form

 

TRAVELING TO CUBA?

Your Stonegate Bank credit card can be used at point of sale terminals at any of Cuba’s 10,000 hotels, restaurants, and other card-accepting merchants.  Before visiting, however, you will need to sign a document certifying that you are traveling under one of the 12 categories authorized by U.S. regulations, including religious and professional purposes.  Please indicate your intent to use your card in Cuba on your application and then complete the appropriate compliance certification below and return to any Stonegate Bank location, mail to:  Stonegate Bank, ATTN:  Cuba Banking Manager, 3021 Airport Pulling Road, Naples, FL 34105, or fax to (239)449-4383.  All addtional authorized users on your credit card account must also complete a compliance certification form.

 

If you have any questions regarding this process, please send an email to CubaInfo@stonegatebank.com.  When sending an email to us at this address, please do not attach your completed certification form or include personal and confidential information as this is an unsecured form of communication.

 

Compliance Certification for Business

 

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MasterCard Rewards®

Earn points for every dollar you spend by using your Stonegate Bank Platinum, World, World Elite, and Business MasterCard cards.  MasterCard offers one of the most flexible rewards programs available allowing you to choose

  • Merchandise
  • Gift Cards
  • Cash as a credit to your account
  • Online Travel
  • eGift Certificates
  • Pay with Rewards®

Pay with Rewards® is a unique program which allows you to use your rewards to reimburse you at the time of purchase both online and in store, anywhere MasterCard is accepted.  Download the Pay with Rewards® app, connect your eligible credit card, view your current rewards balance and equivalent cash value, and simply tap “Turn On” to begin using the feature before you make your purchase.  A credit is then applied to your account right after your purchase!  Visit http://www.mastercardrewards.com/.

 

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MasterCard SecureCode™

You can get almost anything online these days – from merchandise to entertainment and sporting event tickets, travel reservations, and groceries.  Now, thanks to MasterCard SecureCode™ you can get added security, too!  Choosing your own SecureCode™ is quick and easy.  At participating online merchants you’ll be prompted to create your own SecureCode™ during checkout.  A window will appear and will guide you through a simple enrollment process before your purchase is completed.  Just like your PIN at an ATM, your SecureCode™ confirms your identity, quickly and easily.  Once you’ve created your SecureCode™ you can then use it for future purchases at participating online merchants.  Click on our banner above, or visit https://www.mastercard.us/en-us/consumers/features-benefits/securecode.html for more details.

 

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Priceless® Cities

No matter what your passion may be, MasterCard has a way to make the cities you love feel even more Priceless®.  Enjoy unforgettable experiences and exclusive offers with your Stonegate Bank MasterCard.  There’s so much more for you to explore at http://www.priceless.com/.

 

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CUSTOMER SERVICE

Please email us at StonegateCardServices@stonegatebank.com with any questions you may have regarding the application process.  For customer service communications, please email info@cardsvs.com.

When sending an email to us at these addresses, please do not include personal and confidential information such as credit card number, card expiration date, or social security number, as this is an unsecured form of communication.  Please include your name and phone number so that we may contact you if necessary.

 

SERVICE PHONE NUMBER
          Application Support           (888)467-4280
          Card Services (Customer Service)           (855)794-2607
          Card Services Fax Number           (781)246-6744
          Card Activation and PIN Creation/Change           (877)315-3483
          International Customer Service           (781)621-3555
          World Elite Customer Service           (855)794-2608
          World Elite International Customer Service           (781)621-3556
          World Elite Concierge           (844)877-2125
          Online System Support (Web Services)           (866)553-3482
          To Report a Card Lost or Stolen           (866)563-1335
          To Report a Dispute           (855)794-2607
          Credit Counseling           (866)377-4154
          MasterCard Benefits           (800)622-7747

 

Online Access - click here to access your account online.  Services include viewing credit card transaction history and balances, enrolling for eStatements, and creating online payments.

 

All credit card products are subject to credit approval.  All account terms are governed by the Credit Card Agreement. Account and Agreement terms are not guaranteed for any period of time. In accordance with the Agreement and applicable law, we may change them based on information in your credit report, market conditions, business strategies, or for any reason.  Certain terms, conditions and exclusions apply.  See program rules for details.

 

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Quicken and QuickBooks are registered trademarks of Intuit, Inc.

 

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Online Applications

Simply click on the account application that you wish to complete.

MC View Your Accounts MC Rewards MC Secure Code MC Priceless Cities MC Easy Savings